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Getting down the mountain
There’s a big difference between the offensive skills that got you up the mountain and the defensive skills that will get you down the mountain. Most people who die on Mt Everest die coming down the mountain. When it comes to getting down the mountain safely and making sure your money will last through retirement, it’s a much wiser decision to have your savings and income guaranteed than it is to risk it all by gambling your future security away with a throw of the dice.
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