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Mt Everest.jpg
    Getting down the               mountain


There’s a big difference between the offensive skills that got you up the mountain and the defensive skills that will get you down the mountain. Most people who die on Mt Everest die coming down the mountain. When it comes to getting down the mountain safely and making sure your money will last through retirement, it’s more sensible to keep your savings and income guaranteed than risking it all in a climb to the summit.

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